Hispanic American-Owned Banks by State

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Hispanic-American banks comprise the second largest group of Minority Depository Institutions (MDIs) recognized by the Federal Deposit Insurance Corporation (FDIC), second only to the 72 Asian American-owned banks. These two categories are also the only ones to have banks that are headquartered in U.S. island territories.

As has been the case with Black-owned, Asian American-owned, and Native American-owned banks, Hispanic American-owned banks can provide a crucial route out of poverty and an alternative to riskier financial services, such as payday loans, that are often marketed toward the most financially vulnerable.

This article uses the term “Hispanic American-owned” in the broad sense that we have used it for Black-owned, Asian American-owned and Native-American owned banks, recognizing that stockholders own for-profit banks. What’s more, although Investopedia prefers the identifier Latinx, this article uses the term “Hispanic American” to identify these institutions because that is how the FDIC’s data identifies them. Note in addition that, although some sources referenced in this article use Hispanic and Latino interchangeably to refer to one group, these terms are not synonymous.

Key Takeaways

  • Today there are 30 Hispanic American-owned banks in the United States. Collectively, these institutions have approximately $128.71 billion in assets.
  • Of the 30 Hispanic American-owned banks, 23 have 51% or more of their voting stock owned by Hispanic American individuals, while seven have a majority of Hispanic American directors on their boards and serve communities that are predominantly Hispanic American.
  • Banco Popular de Puerto Rico is the largest Hispanic American-owned bank in the U.S., with $55.21 billion in total assets.

What Is a Minority Depository Institution?

There are currently 5,001 commercial banks and savings institutions insured by the FDIC in the United States. A financial institution will only be considered an MDI by the the FDIC if it is “…a federal insured depository institution for which (1) 51 percent or more of the voting stock is owned by minority individuals; or (2) a majority of the board of directors is minority and the community that the institution serves is predominantly minority. Ownership must be by U.S. citizens or permanent legal U.S. residents to be counted in determining minority ownership.” In 2021, the Fed expanded this definition to include women-owned financial institutions. Of the 30 Hispanic American-owned banks, 23 fall into the former category, while the remaining seven fall into the latter.

Currently, there is no comprehensive listing of every Hispanic American-owned credit union in the U.S. The Juntos Avanzamos credit union designation program has identified 108 member-owned lending institutions across 26 states that focus on the financial needs of Hispanic Americans and immigrants. However, this designation doesn’t guarantee that the organization in question is a Hispanic American-owned credit union.

Why Hispanic American-Owned Banks Are Important

It’s no secret that having access to a reliable financial institution is crucial for an individual’s financial wellbeing. Outside of saving money, banks also typically provide means of financing larger purchases, such as by offering loans or issuing credit cards. Some even offer wealth management services as well as investing opportunities, including retirement plans like IRAs. These benefits could explain why, according to a 2019 survey from the FDIC, only 5.4% of U.S. households were unbanked — the lowest level in the survey’s history.

However, this doesn’t mean that banking is equally accessible to all Americans. The same report found that 12.2% of Hispanic households were unbanked. While that number has been decreasing over time, it’s a considerably higher rate than the 2.5% of White households and only second-lowest to the 13.8% of Black households. And this doesn’t mean that the remaining 87.8% of Hispanic households were being adequately served. Another 2019 survey, this time from the Board of Governors of the Federal Reserve System, found that 22% of Hispanic Americans were underbanked, compared to half that number for White Americans.

This can get even more complicated when you take immigration status into account, which isn’t helped by how little contemporary research there is in this area. A 2010 study found that up to 50% of recent Hispanic immigrants were underbanked. This is just taking documented immigrants into account, as undocumented immigrants may be understandably reluctant to self report — though a 2016 snowball sampling found that 81% of participants were underbanked as well. 

Hispanic workers also have the lowest median weekly income when compared to Black, White, and Asian individuals, while reports as recent as 2016 have shown that immigration status and poverty are often closely associated.  Banks have been cited as a critical step in escaping poverty, so why do so many people remain unbanked or underbanked?

One of the most commonly cited reasons is not having enough funds to meet minimum balance requirements. In the case of immigrants, a 2011 report found that they typically face language barriers, political pressure, financial literacy problems, and, for undocumented immigrants, concerns of government identification.

Ergo, financial institutions that work with, are operated by, and understand the unique economic situations of both native- and foreign-born Hispanic Americans are naturally going to be better able to tackle these challenges.

Hispanic American-Owned Banks Breakdown

Of the 30 Hispanic American-owned banks, a third have operations in Florida, while 40% are based in Texas. Below is an alphabetical list of all the Hispanic American-owned banks in the U.S.

BAC Florida Bank

Originally founded in 1973 as Popular Bank of Hialeah, the institution adopted its current name 26 years later. BAC Florida Bank provides financial services to clients in both the U.S. and Latin America. In late 2020, it became part of the Bradesco Organization, one of the largest financial groups in all of Brazil.

  • Branches: Miracle Mile Office (Coral Gables, Fla.)
  • ATMs: N/A
  • States: Florida
  • Services: Personal (checking, savings, etc.) and business (cash management, credit facilities, etc.) banking, real estate financing (residential and commercial), as well as wealth management and investments
  • Assets: $2.21 billion
  • Availability: Online and brick-and-mortar 

Banco Popular de Puerto Rico

Organized in 1893, Banco Popular de Puerto Rico (BPPR) is currently the largest financial institution in all of Puerto Rico, in addition to operating in the U.S. Virgin Islands, the British Virgin Islands, and New York City. BPPR is a subsidiary of Popular Inc., which is also the parent company of its mainland U.S. affiliate Popular Bank.

  • Branches: 174 in Puerto Rico
  • ATMs: 645 total in Puerto Rico as well as the U.S. & British Virgin Islands
  • States: New York
  • Services: Accounts (checking, savings, etc.), services (payroll, collection, etc.), credit cards, personal (mortgage, auto, etc.) and business (commercial loans, StartUp Popular Program, and Paycheck Protection Program) loans, personal (property, travel, etc.) and business (civil liability, life disability, etc.) insurance, investments (IRAs, institutional services, etc.), and Popular One integrated services platform  
  • Assets: $55.21 billion
  • Availability: Online and brick-and-mortar 

Banesco USA

Banesco USA is a part of Banesco International, an international organization of financial institutions across 15 countries. Originally founded in 2006 as BBU Bank, Banesco USA merged with Banesco International Corp in 2010, giving it a foothold in Puerto Rico. 

  • Branches: Aventura Branch (Aventura, Fla.), Brickell Branch (Brickell, Fla.), Coral Gables Branch (Coral Gables, Fla.), Doral Branch (Doral, Fla.), Hialeah Branch (Hialeah, Fla.), and Hato Rey Branch (Hato Rey, Puerto Rico)
  • ATMs: Any ATMs in the Allpoint network
  • States: Florida
  • Services: Accounts (checking, savings, and money market), consumer and business loans, cash management solutions, merchant services, BaneSmart CD 
  • Assets: $1.94 billion
  • Availability: Online and brick-and-mortar 

Bank of Grand Lake

Established in 2005 as the Bank of Grove, it is currently the only locally owned and operated bank in Grand Lake. A year prior to opening its second location in 2018, the organization changed its name to the Bank of Grand Lake.

  • Branches: Grove Branch (Grove, Okla.) and Langley Branch (Langley, Okla.)
  • ATMs: Grove Branch (Grove, Okla.) and Langley Branch (Langley, Okla.)
  • States: Oklahoma
  • Services: Personal (checking, savings, etc.) and business (checking, money market, and commercial loans) banking
  • Assets: $192.80 million
  • Availability: Online and brick-and-mortar 

Bank of South Texas

The Bank of South Texas has been serving the Rio Grande Valley communities since it was first founded in 1986. Although originally focused on providing mainly agricultural loans, additional products and services were added to meet the growing needs of the local community.

  • Branches: Hebbronville Branch (Hebbronville, Texas), Kingsville Branch (Kingsville, Texas), McAllen Branch (McAllen, Texas), Mission Branch (Mission, Texas), and Pharr Branch (Pharr, Texas)
  • ATMs: Hebbronville Branch (Hebbronville, Texas), Kingsville Branch (Kingsville, Texas), McAllen Branch (McAllen, Texas), Mission Branch (Mission, Texas), and Pharr Branch (Pharr, Texas), in addition to any ATMs in the Allpoint network
  • States: Texas
  • Services: Personal (checking, savings, etc.) and business (checking, loans, etc.) banking as well as other services (debit card, overdraft protection, etc.) 
  • Assets: $137.09 million
  • Availability: Online and brick-and-mortar 

Centinel Bank of Taos

Eliu E. Romero was inspired to establish Centinel Bank of Taos following a prior discriminatory denial of a $50 loan for office furniture. After several rejections of his bank’s charter, Romero finally got his application approved by the FDIC and opened Centinel Bank in 1969. His son Martin later became president and CEO of the institution in 1983. By 1999, Martin’s daughter Rebecca took her father’s place, becoming the youngest bank president in U.S. history.

  • Branches: Main Office (Taos, N.M.), Motor Bank Drive Thru (Taos, N.M.), and Northside Motor Bank Drive Thru (Taos, N.M.)
  • ATMs: Main Office (Taos, N.M.), Motor Bank Drive Thru (Taos, N.M.), Northside Motor Bank Drive Thru (Taos, N.M.), and Taos Ski Valley (Taos Ski Valley, N.M.)
  • States: New Mexico
  • Services: Personal (checking, IRAs, etc.) and business (checking, savings, etc.) banking 
  • Assets: $340.29 million
  • Availability: Online and brick-and-mortar 

Citizens State Bank

Citizens State Bank was originally founded in 1978. It remains the only chartered bank in all of Starr County, Texas.

  • Branches: Rio Grande City Branch (Rio Grande City, Texas), Roma Branch (Roma, Texas), and Zapata Branch (Zapata, Texas)
  • ATMs: Available
  • States: Texas
  • Services: Personal (checking, IRAs, etc.) and business (checking, money market, etc.) banking
  • Assets: $90.48 million
  • Availability: Online and brick-and-mortar 

Commerce Bank

Established in 1983, Commerce Bank is a member of the International Bancshares Corporation. Commerce Bank shares a website with International Bancshares’ primary subsidiary, IBC Bank, and appears to offer many of the same services. 

  • Branches: Commerce Bank Headquarters (Laredo, Texas), Commerce Bank McPherson (Laredo, Texas), Commerce Bank Saunders (Laredo, Texas), and Commerce Bank South (Laredo, Texas)
  • ATMs: Commerce Bank Saunders (Laredo, Texas) and Commerce Bank South (Laredo, Texas) 
  • States: Texas
  • Services: Personal (checking, savings, etc.), business (checking, treasury management, etc.), and international (checking, mortgage, etc.) banking
  • Assets: $582.68 million
  • Availability: Online and brick-and-mortar 

Commercial Bank of California

Founded in 2003 by some of Orange County’s most prominent businessmen, Commercial Bank of California first opened its doors as the highest-capitalized independent start-up bank in the state. Commercial Bank of California is unique compared to the other banks on this list, in that its services are primarily geared toward businesses, rather than for personal use.

  • Branches: Anaheim Regional Office (Anaheim, Calif.), Costa Mesa Regional Office (Costa Mesa, Calif.), Irvine Headquarters (Irvine, Calif.), Fairfax Regional Office (Los Angeles, Calif.), LA Regional Headquarters (Los Angeles, Calif.), and Santa Monica Regional Office (Santa Monica, Calif.)
  • ATMs: N/A
  • States: California
  • Services: Business banking (checking, savings, etc.), credit card processing (bankcard merchant services and automated clearing house), third-party payment processors, and loans (business, real estate, etc.) 
  • Assets: $1.61 billion
  • Availability: Online and brick-and-mortar 

Community 1st Bank Las Vegas

Community 1st Bank Las Vegas originally started out as First National Bank in 1949. It wasn’t until 2005, however, that the bank changed its charter from a national bank to a state one, which reflected its role of primarily serving northeastern New Mexico.

  • Branches: Legion Park Branch (Las Vegas, N.M.), Main Branch (Las Vegas, N.M.), Mora Branch (Las Vegas, N.M.), and Motor Bank (Las Vegas, N.M.)
  • ATMs: Better Stop ATM (Las Vegas, N.M.), Legion Park Branch ATM (Las Vegas, N.M.), Mora Branch ATM (Las Vegas, N.M.), and Motor Bank ATM (Las Vegas, N.M.)
  • States: New Mexico
  • Services: Checking and savings accounts, loans (consumer, real estate, and commercial), and e-statements  
  • Assets: $165.03 million
  • Availability: Online and brick-and-mortar 

Community Commerce Bank

Community Commerce Bank was founded in 1976 and is part of The East Los Angeles Community Union (TELACU) family of companies. Community Commerce is focused primarily on providing loans for commercial real estate, non-profit and religious organizations, apartments, and other type of real estate for both consumer and business purposes.

  • Branches: Claremont Branch (Claremont, Calif.), Monterey Park Branch (Monterey Park, Calif.), and Tarzana Branch (Tarzana, Calif.)
  • ATMs: N/A
  • States: California
  • Services: Savings accounts as well as commercial and SBA real estate loans  
  • Assets: $336.65 million
  • Availability: Online and brick-and-mortar 

Falcon International Bank

In 1986, local businessman Hugo A. Gutierrez Sr. was invited to join the board of the newly formed Falcon National Bank. Having previously experienced discrimination at the hands of the banking system, Gutierrez and his family purchased a majority interest in Falcon in 1995 to ensure that it would become the institution he wished had been there in his youth.

  • Branches: Calle Del Norte Branch (Laredo, Texas), Corporate Office (Laredo, Texas), Downtown Branch (Laredo, Texas), East Branch (Laredo, Texas), Hillside Branch (Laredo, Texas), San Dario Branch (Laredo, Texas), and San Isidro Branch (Laredo, Texas)
  • ATMs: Calle Del Norte Branch (Laredo, Texas), Corporate Office (Laredo, Texas), Downtown Branch (Laredo, Texas), East Branch (Laredo, Texas), Hillside Branch (Laredo, Texas), Laredo College – Kazen Center (Laredo, Texas), Laredo Medical Center (Laredo, Texas), San Dario Branch (Laredo, Texas), San Isidro Branch (Laredo, Texas), Webb County Justice Center (Laredo, Texas), and Webb County Justice of the Peace Ct. #2 (Laredo, Texas)
  • States: Texas
  • Services: Personal accounts (checking and savings accounts), business banking (checking, mortgage loans, etc.), insurance (auto, life, etc.), investments (retirement planning, estate planning, etc.), and trusts
  • Assets: $1.56 billion
  • Availability: Online and brick-and-mortar 

FirstBank Puerto Rico

Enrique Campos del Toro founded First Federal Savings and Loans Association in 1948, which became the first Puerto Rican savings and loan institution to establish operations in the U.S. Virgin Islands in 1962. After changing its name to First Federal Savings Bank in 1983, it settled on its current title following a switch to commercial banking in 1994.

  • Branches: 48 branches in Puerto Rico
  • ATMs: Walk-in and/or drive thru ATMs available at all branches except for Centro Corporativo de Seguros (San Juan, Puerto Rico)
  • States: N/A
  • Services: Personal (checking, IRA, etc.) and business (checking, savings, etc) accounts, personal credit cards, personal loans (mortgage, auto, etc.), insurance (life, property, etc.), business financing (credit cards, loans, etc.), transactional banking (merchant services, transaction services, etc.), and digital banking (e-statements, online mortgage servicing, etc.)
  • Assets: $18.78 billion
  • Availability: Online and brick-and-mortar 

Freedom Bank

First State Bank in Freer was founded by a group of Texas residents in 1957. It became Brush Country Bank in 1974. Outside of merging with Freer State Bank six years later, Brush Country Bank remained unchanged until it officially switched its name to Freedom Bank in 2019.

  • Branches: Alamo Branch (Alamo Texas), Freer Branch (Freer, Texas), and McAllen Branch (McAllen, Texas)
  • ATMs: Alamo Branch (Alamo Texas), Freer Branch (Freer, Texas), and McAllen Branch (McAllen, Texas), in addition to any ATMs in the Allpoint network 
  • States: Texas
  • Services: Personal (checking, savings, etc.) and business (checking, lines of credit, etc.) banking as well as mortgages
  • Assets: $61.93 million
  • Availability: Online and brick-and-mortar 

Greater State Bank

Greater State Bank got its start in 1974 under the leadership of Charley Hornsby, who passed the business onto his son C.T. “Pete” Hornsby in 1976. It remained in the Hornsby family until C.T. handed over the reigns to the current chair of the board, Robert L. Lozano.

  • Branches: Falfurrias Branch (Falfurrias, Texas), Hebbronville Branch (Hebbronville, Texas), McAllen Branch (McAllen, Texas), and Weslaco Branch (Weslaco, Texas)
  • ATMs: Falfurrias Branch (Falfurrias, Texas), McAllen Branch (McAllen, Texas), Salinas Boulevard (Donna, Texas), and Weslaco Branch (Weslaco, Texas), in addition to any ATMs in the Allpoint network
  • States: Texas
  • Services: Personal (checking, savings, etc.) and business (checking, merchant services, etc.) banking
  • Assets: $106.59 million
  • Availability: Online and brick-and-mortar

IBC Bank

IBC Bank, founded in 1996, is the flagship financial institution of the International Bancshares Corporation. In 2018, IBC partnered with J.D. Power as part of an initiative to measure its customer satisfaction regarding products, branch quality and services, ATMs, and online/mobile banking services.

  • Branches: 187 branches in Oklahoma and Texas
  • ATMs: 282 ATMs in Oklahoma and Texas
  • States: Oklahoma and Texas
  • Services: Personal (checking, savings, etc.), business (checking, treasury management, etc.), and international (checking, mortgage, etc.) banking
  • Assets: $12.29 billion
  • Availability: Online and brick-and-mortar 

Interamerican Bank

Interamerican Bank was founded by Agustin C. Velasco in 1976. The founder’s son, Agustin C. Velasco Jr., currently serves as the organization’s director, president, & CEO.

  • Branches: Hialeah Branch (Miami, Fla.), Kendall Branch (Miami, Fla.), Main Branch (Miami, Fla.), West Miami Branch (Miami, Fla.), and West Palm Beach Branch (West Palm Beach, Fla.)
  • ATMs: Hialeah Branch (Miami, Fla.), Kendall Branch (Miami, Fla.), Main Branch (Miami, Fla.), West Miami Branch (Miami, Fla.), and West Palm Beach Branch (West Palm Beach, Fla.), in addition to any ATMs in the Presto network
  • States: Florida
  • Services: Personal (checking, savings, etc.) and business (checking and money market) banking, personal (credit card, safe deposit boxes, etc.) and business (credit card, wire transfers, etc.) services, as well as loan services (commercial, home, and consumer)
  • Assets: $227.52 million
  • Availability: Online and brick-and-mortar 

International Finance Bank

Established in 1982, International Finance Bank works with individuals, medium and small businesses, and large and middle market corporations. This financial institution also supports several nonprofit organizations operating in Miami, such as United Way and the American Heart Association.

  • Branches: Aventura Loan Production Office (Aventura, Fla.), Douglas Banking Center (Miami, Fla.), Tampa Loan Production Office (Tampa, Fla.), and New York Baking Center (New York City, N.Y.)
  • ATMs: N/A
  • States: Florida and New York
  • Services: Personal (checking, savings, and home mortgages), business (checking, treasury management, etc.), and international (personal and business checking, savings, and mortgages) banking as well as the Tailor personal finance management tool   
  • Assets: $838.79 million
  • Availability: Online and brick-and-mortar 

Lone Star National Bank

Lone Star National Bank first opened for business in 1983 with just 10 employees. Today, this organization has banking centers located throughout South Texas and has a team of more than 700 workers who in total have volunteered thousands of hours annually to organizations, charities, and nonprofits in the Lone Star State. 

  • Branches: 35 branches in Texas
  • ATMs: Available in Lone Star National Bank branches
  • States: Texas
  • Services: Personal and business banking (checking, savings, etc.), investments (mutual funds, annuities, etc.), personal (homeowners, auto, etc.) and business (property, general liability, etc.) insurance, and mortgage loans (fixed rate, home construction, etc.)   
  • Assets: $2.56 billion
  • Availability: Online and brick-and-mortar 

Ocean Bank

Originally founded in 1982 by a group of entrepreneurs, Ocean Bank is currently the biggest independent commercial bank headquartered in Florida. Since 1995, this organization has also been Miami-Dade County’s most active Small Business Administration (SBA) 504 lender.

  • Branches: Aventura Branch (Aventura, Fla.), Coral Gables Branch (Coral Gables, Fla.), South Miami (Coral Gables, Fla.), Doral Branch (Doral, Fla.), Downtown Fort Lauderdale Branch (Fort Lauderdale, Fla.), West Hialeah Branch (Hialeah, Fla.), Taft Street Branch (Hollywood Branch, Fla.), Airport West Branch (Miami, Fla.), Bird Road Branch (Miami, Fla.), Brickell Branch (Miami, Fla.), Coral Way (Miami, Fla.), Downtown Miami Branch (Miami, Fla.), Kendall Branch (Miami, Fla.), Main Office (Miami, Fla.), Miller Drive Branch (Miami, Fla.), Palm Springs/Hialeah Branch (Miami, Fla.), West Flagler Branch (Miami, Fla.), West Kendall Branch (Miami, Fla.), West Miami Branch (Miami, Fla.), Miami Beach Branch (Miami Beach, Fla.), Miami Lakes Branch (Miami Lakes, Fla.), Pinecrest Branch (Pinecrest, Fla.), and Weston Branch (Weston, Fla.)
  • ATMs: Aventura Branch (Aventura, Fla.), Aloft Hotel (Coral Gables, Fla.), Coral Gables Branch (Coral Gables, Fla.), South Miami (Coral Gables, Fla.), Doral Branch (Doral, Fla.), Downtown Fort Lauderdale Branch (Fort Lauderdale, Fla.), Larkin Hospital/Palm Springs (Hialeah, Fla.), West Hialeah Branch (Hialeah, Fla.), Taft Street Branch (Hollywood Branch, Fla.), Airport West Branch (Miami, Fla.), Bird Road Branch (Miami, Fla.), Brickell Branch (Miami, Fla.), Coral Way (Miami, Fla.), Downtown Miami Branch (Miami, Fla.), Florida International University (Miami, Fla.), Kendall Branch (Miami, Fla.), Larkin Hospital (Miami, Fla.), Main Office (Miami, Fla.), Miller Drive Branch (Miami, Fla.), Palm Springs/Hialeah Branch (Miami, Fla.), Silverspot Cinemas (Miami, Fla.), West Flagler Branch (Miami, Fla.), West Kendall Branch (Miami, Fla.), West Miami Branch (Miami, Fla.), Miami Beach Branch (Miami Beach, Fla.), Miami Lakes Branch (Miami Lakes, Fla.), Florida Memorial University (Opa Locka, Fla.), Pinecrest Branch (Pinecrest, Fla.), and Weston Branch (Weston, Fla.), in addition to any ATMs in the Presto network.
  • States: Florida
  • Services: Personal (checking, savings, etc.), commercial (checking, line of credit, etc.), and international (personal and business loans, credit cards, etc.) banking  
  • Assets: $4.53 billion
  • Availability: Online and brick-and-mortar

Oriental Bank

Founded in 1964 as Oriental Federal Savings and Loan, Oriental Bank was Puerto Rico’s first bank to trade on the American Stock Exchange. The financial institution’s holding company, previously known as Oriental Financial Group, became OFG Bancorp in 2013—the same year that Oriental Bank acquired its current name.

  • Branches: 53 branches in Puerto Rico
  • ATMs: Available in Oriental Bank branches as well as any ATMs in the Allpoint network
  • States: N/A
  • Services: Personal (checking, credit cards, etc.) and business (checking, commercial services, etc.) banking 
  • Assets: $9.78 billion
  • Availability: Online and brick-and-mortar 

Plus International Bank

Located in the heart of Miami’s financial district, Plus International Bank was established in 2001 by a group of Mexican entrepreneurs to assist small- to medium-size companies with finding their foothold in international commerce. 

  • Branches: Brickell Ave Branch (Miami, Fla.)
  • ATMs: N/A
  • States: Florida
  • Services: Personal (checking, money market, etc.) and business (checking, savings, etc.) banking as well as real estate financing 
  • Assets: $92.14 million
  • Availability: Online and brick-and-mortar 

Ponce Bank

Ponce Bank first opened for business in 1960 and has since continued to promote local economic development in New York and New Jersey. This organization has an employee-first policy, providing training in leadership, sales, and credit as well as filling as many vacancies through internal promotions as possible.

  • Branches: Union City Branch (Union City, N.J.), Astoria Branch (Astoria, N.Y.), 170th Street Branch (Bronx, N.Y.), Riverdale Branch (Bronx, N.Y.), Southern Boulevard Branch (Bronx, N.Y.), Westchester Avenue Branch (Bronx, N.Y.), Bensonhurst Branch (Brooklyn, N.Y.), Smith Street Branch (Brooklyn, N.Y.), Forest Hills Branch (Forest Hills, N.Y.), Jackson Heights Branch (Jackson Heights, N.Y.), 106th Street Branch (New York, N.Y.), and Stuyvesant Town (New York, N.Y.)
  • ATMs: Available at Ponce Bank branches
  • States: New Jersey and New York
  • Services: Personal (checking, savings, and retirement) and business (checking, savings, etc.) banking as well as consumer and business/commercial lending
  • Assets: $1.31 billion
  • Availability: Online and brick-and-mortar 

Popular Bank

First opening its doors over 50 years ago, Popular Bank is the U.S. Mainland counterpart of Banco Popular de Puerto Rico, both of which are subsidiaries of the holding company Popular Inc. 

  • Branches: 51 in Florida, New Jersey, and New York  
  • ATMs: 119 in Florida, New Jersey, and New York 
  • States: Florida, New Jersey, and New York
  • Services: Personal (checking, savings, etc.) and business (checking, cash management, etc.) banking, treasury management, financing, investments, industry solutions, and the Popular Private Client    
  • Assets: $10.26 billion
  • Availability: Online and brick-and-mortar 

Rio Bank

Rio Bank first opened for business in 1985, primarily as a retail-oriented bank. After current president and CEO Ford Sasser joined in 1999, the organization shifted its focus to become a more commercial-oriented bank.

  • Branches: Brownsville Banking Center (Brownsville, Texas), Edcouch Drive-Up Services (Edcouch, Texas), Edinburg Banking Center (Edinburg, Texas), Elsa Banking Center (Elsa, Texas), Harlingen Banking Center (Harlingen, Texas), 23rd Street Banking Center (McAllen, Texas), Corporate Banking Center (McAllen, Texas), Jackson Banking Center (McAllen, Texas), McColl Banking Center (McAllen, Texas), Palmview Banking Center (Palmview, Texas), Rio Grande City Banking Center (Rio Grande City, Texas), Roma Banking Center (Roma, Texas), Mortgage Services (San Juan, Texas), San Juan Banking Center (San Juan, Texas), Weslaco Banking Center (Weslaco, Texas), and Weslaco Banking Center East (Weslaco, Texas)
  • ATMs: Brownsville Banking Center (Brownsville, Texas), Edcouch Drive-Up Services (Edcouch, Texas), Edinburg Banking Center (Edinburg, Texas), Elsa Banking Center (Elsa, Texas), Harlingen Banking Center (Harlingen, Texas), 23rd Street Banking Center (McAllen, Texas), Corporate Banking Center (McAllen, Texas), Jackson Banking Center (McAllen, Texas), McColl Banking Center (McAllen, Texas), Palmview Banking Center (Palmview, Texas), Rio Grande City Banking Center (Rio Grande City, Texas), Roma Banking Center (Roma, Texas), Mortgage Services (San Juan, Texas), San Juan Banking Center (San Juan, Texas), Weslaco Banking Center (Weslaco, Texas), and Weslaco Banking Center East (Weslaco, Texas), in addition to any ATMs in the Allpoint network
  • States: Texas
  • Services: Personal (checking, savings, etc.) and business (checking, cash management, etc.) banking, lending services (personal and commercial loans), as well as trust and wealth management (personal trusts, investment management, etc.)
  • Assets: $667.99 million
  • Availability: Online and brick-and-mortar 

Sunstate Bank

Sunstate Bank was originally founded as Sofisa Bank of Florida in 1999. Eight years later, the organization changed its name to Sunstate Bank to reflect its “State of the Art” banking experience.

  • Branches: Coral Gables Branch (Coral Gables, Fla.), Falls Branch (Miami, Fla.), and West Miami Branch (West Miami, Fla.)
  • ATMs: Coral Gables Branch (Coral Gables, Fla.) and Falls Branch (Miami, Fla.)
  • States: Florida
  • Services: Personal (checking, IRAs, etc.), business (checking, merchant services, etc.), and international premier (checking, investment services, etc.) banking
  • Assets: $503.94 million
  • Availability: Online and brick-and-mortar 

Texas National Bank

Originally charted as the First National Bank of Mercedes in 1920, the organization was acquired by MNB Ventures in 2005. A year later, the name was changed to Texas National Bank.

  • Branches: Corporate Office (Edinburg, Texas), Edinburg Branch (Edinburg, Texas), TNB Mortgage Office (Edinburg, Texas), Elsa Branch (Elsa, Texas), Mercedes Branch (Mercedes, Texas), Mission Branch (Mission, Texas), San Juan Branch (San Juan, Texas), and Weslaco Branch (Weslaco, Texas)
  • ATMs: City of Edinburg City Hall (Edinburg, Texas), City of Edinburg Municipal Building (Edinburg, Texas), Corporate Office (Edinburg, Texas), Edinburg Branch (Edinburg, Texas), TNB Corporate Office (Edinburg, Texas), TNB Mortgage Office (Edinburg, Texas), Elsa Branch (Elsa, Texas), Mercedes Branch (Mercedes, Texas), Mission Branch (Mission, Texas), Mission Convention Center (Mission, Texas), San Juan Branch (San Juan, Texas), 517 E. Business EZ Clean Car Wash (Weslaco, Texas), 702 N. Texas EZ Clean Car Wash (Weslaco, Texas), 1705 N. Texas EZ Clean Car Wash (Weslaco, Texas), 2115 Hooks EZ Clean Car Wash (Weslaco, Texas), and Weslaco Branch (Weslaco, Texas), in addition to any ATMs in the Allpoint network
  • States: Texas
  • Services: Personal (checking, savings, etc.) and business (checking, treasury management, etc.) banking
  • Assets: $458.33 million
  • Availability: Online and brick-and-mortar 

U.S. Century Bank

Founded in 2002, U.S. Century Bank places a strong emphasis on corporate and employee community involvement. This financial institution supports the First Generation Scholarship Program for students participating in Florida International University’s athletics programs and helped raise over $77,500 for Castaways Against Cancer, in addition to donating time and energy to other charitable causes.

  • Branches: Aventura Branch (Aventura, Fla.), Coral Gables Branch (Coral Gables, Fla.), East Hialeah Branch (Hialeah, Fla.), Hialeah Gardens Branch (Hialeah, Fla.), Hollywood Branch (Hollywood, Fla.), Bird Road Branch (Miami, Fla.), Coral Way Branch (Miami, Fla.), Doral – Headquarters (Miami, Fla.), Milam Dairy Branch (Miami, Fla.), and Miami Lakes Branch (Miami Lakes, Fla.)
  • ATMs: N/A
  • States: Florida
  • Services: Personal (checking, savings, etc.) and business (checking, merchant services, etc.) banking 
  • Assets: $1.50 billion
  • Availability: Online and brick-and-mortar 

United Bank of El Paso del Norte

United Bank of El Paso del Norte was founded by a collective of local businessmen and businesswomen, which first began operations in 2001. The organization has also won several SBA awards.

  • Branches: Downtown El Paso Branch (El Paso, Texas), East El Paso Branch (El Paso, Texas), North Zaragoza Branch (El Paso, Texas), West El Paso Branch (El Paso, Texas)
  • ATMs: N/A
  • States: Texas
  • Services: Personal (checking and savings) and business (checking, loans, etc.) banking 
  • Assets: $281.43 million
  • Availability: Online and brick-and-mortar 

Zapata National Bank

Originally founded in 1961, Zapata National Bank is the oldest bank in Zapata County of South Texas. The organization uses a combination of employee training, rigorous security standards, data encryption, and fraud detection to protect its customers from identity theft.

  • Branches: Main Office (Zapata, Texas)
  • ATMs: N/A
  • States: Texas
  • Services: Personal and business accounts (checking and savings) as well as loans (auto, consumer, etc.)
  • Assets: $90.17 million
  • Availability: Online and brick-and-mortar 



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